RETURNS POLICY

UPGRADE POLICY

The R & I "WIN-WIN" Upgrade Policy

As a collector, I understand the love and passion that goes into assembling
a collection or set that one can be proud to own. Quite often a collector
"in the hunt" striving to build "the finest" set possible faces the dilemma
of being offered an outstanding coin of a quality and rarity they may never
see again for the date, but are hesitant to acquire the coin because there
are 1 or 2 examples graded higher. However the chances of acquiring one of
those higher grade examples may be slim at best.

Our UPGRADE POLICY solves that dilemma. It is a true "win-win". If you do
choose to acquire a coin that is not the highest grade for the date, and we
happen to locate that highest grade coin in the future, we give you first
shot at acquiring the coin, and we will give you at least 100% exchange
credit for your first coin toward the purchase of the highest grade example!

You win if you acquire the lower grade coin, and are never are able to
locate that finest known example - you still have a spectacular piece in
your collection that you can be proud to own. And you win if we do locate
that finest known - you will be first in line with the opportunity to
acquire it, while receiving at least 100% credit (more if the coin has
appreciated) on your first purchase!

We have many clients taking advantage of this policy, and it has been a
tremendous tool helping collectors reach their goals.